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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,261 | $91,179-60.2% | $178,499-79.7% | $79,852-54.6% |
| Participation rate | 46.2% | 69.2%-23.1pp | 81.9%-35.8pp | 69.6%-23.5pp |
| Annual return | 17.05% | 24.19%-7.1pp | 151.10%-134.1pp | 31.72%-14.7pp |
| Employer contribution / active EE | $950 | $3,256-70.8% | $5,011-81.0% | $2,471-61.6% |
| Participant deferral / active EE | $2,228 | $3,236-31.2% | $5,202-57.2% | $3,740-40.4% |
| Admin fee / account holder | $30,471 | $6,749+351.5% | $13,986+117.9% | $5,306+474.2% |