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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,341 | $96,731+113.3% | $123,973+66.4% | $86,983+137.2% |
| Participation rate | 71.4% | 70.0%+1.4pp | 76.7%-5.2pp | 69.5%+1.9pp |
| Annual return | 11.06% | 17.33%-6.3pp | 388.13%-377.1pp | 25.83%-14.8pp |
| Employer contribution / active EE | $2,282 | $3,297-30.8% | $4,126-44.7% | $2,584-11.7% |
| Participant deferral / active EE | $5,533 | $4,152+33.3% | $5,247+5.5% | $4,194+31.9% |
| Admin fee / account holder | $100,830 | $8,722+1056.0% | $11,799+754.6% | $7,856+1183.5% |