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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,807 | $65,367+95.5% | $92,915+37.6% | $72,976+75.1% |
| Participation rate | 95.0% | 68.3%+26.7pp | 76.0%+19.0pp | 69.5%+25.5pp |
| Annual return | 2.42% | 42.11%-39.7pp | 109.45%-107.0pp | 81.02%-78.6pp |
| Employer contribution / active EE | $3,034 | $2,594+17.0% | $3,653-17.0% | $2,440+24.4% |
| Participant deferral / active EE | $5,062 | $3,128+61.8% | $4,238+19.4% | $3,608+40.3% |
| Admin fee / account holder | $312 | $4,251-92.7% | $5,796-94.6% | $5,124-93.9% |