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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,701 | $64,729+185.3% | $112,263+64.5% | $68,490+169.7% |
| Participation rate | 78.0% | 67.2%+10.9pp | 75.1%+3.0pp | 67.9%+10.2pp |
| Annual return | -23.85% | -11.40%-12.5pp | 27.49%-51.3pp | -7.85%-16.0pp |
| Employer contribution / active EE | $2,398 | $2,746-12.7% | $3,636-34.1% | $2,597-7.7% |
| Participant deferral / active EE | $7,151 | $3,566+100.5% | $4,729+51.2% | $4,028+77.5% |
| Admin fee / account holder | $2,412 | $5,222-53.8% | $6,410-62.4% | $5,403-55.4% |