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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,341 | $88,672+132.7% | $105,223+96.1% | $82,448+150.3% |
| Participation rate | 71.4% | 67.9%+3.5pp | 75.0%-3.6pp | 68.1%+3.4pp |
| Annual return | 11.06% | 30.86%-19.8pp | 180.65%-169.6pp | 41.64%-30.6pp |
| Employer contribution / active EE | $2,282 | $3,048-25.1% | $3,689-38.1% | $2,551-10.6% |
| Participant deferral / active EE | $5,533 | $4,036+37.1% | $5,072+9.1% | $4,139+33.7% |
| Admin fee / account holder | $100,830 | $7,146+1311.0% | $8,859+1038.2% | $7,234+1293.8% |