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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,532 | $52,519-22.8% | $155,789-74.0% | $59,633-32.0% |
| Participation rate | 62.1% | 61.7%+0.4pp | 76.1%-14.0pp | 68.7%-6.6pp |
| Annual return | -1.58% | 53.51%-55.1pp | 71.54%-73.1pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $297 | $1,589-81.3% | $3,839-92.3% | $2,203-86.5% |
| Participant deferral / active EE | $2,028 | $3,084-34.2% | $4,798-57.7% | $3,192-36.4% |
| Admin fee / account holder | $3,234 | $3,540-8.6% | $7,477-56.7% | $4,297-24.7% |