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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,466 | $69,012+12.3% | $160,037-51.6% | $68,490+13.1% |
| Participation rate | 61.5% | 65.4%-3.9pp | 78.0%-16.4pp | 67.9%-6.4pp |
| Annual return | -16.15% | -9.65%-6.5pp | 408.95%-425.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $352 | $2,212-84.1% | $4,226-91.7% | $2,597-86.4% |
| Participant deferral / active EE | $3,171 | $4,212-24.7% | $6,184-48.7% | $4,028-21.3% |
| Admin fee / account holder | $204 | $4,798-95.7% | $8,716-97.7% | $5,403-96.2% |