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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,230 | $124,336+21.6% | $111,303+35.9% | $167,518-9.7% |
| Participation rate | 90.0% | 79.6%+10.4pp | 77.3%+12.7pp | 82.1%+7.9pp |
| Annual return | 13.26% | 37.45%-24.2pp | 54.66%-41.4pp | 478.71%-465.5pp |
| Employer contribution / active EE | $1,561 | $3,436-54.6% | $2,731-42.8% | $4,838-67.7% |
| Participant deferral / active EE | $2,627 | $5,181-49.3% | $4,487-41.5% | $6,342-58.6% |
| Admin fee / account holder | $876 | $10,623-91.8% | $7,966-89.0% | $12,312-92.9% |