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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,164 | $112,131+16.1% | $95,964+35.6% | $158,982-18.1% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 16.19% | 171.19%-155.0pp | 91.64%-75.5pp | 302.99%-286.8pp |
| Employer contribution / active EE | $2,361 | $3,199-26.2% | $2,541-7.1% | $4,763-50.4% |
| Participant deferral / active EE | $9,119 | $4,784+90.6% | $4,167+118.8% | $5,983+52.4% |
| Admin fee / account holder | $669 | $10,136-93.4% | $6,797-90.2% | $11,252-94.1% |