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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $86,103 |
WILMINGTON TRUST2 years Filed as: WILMINGTON TRUST NATIONAL ASSOC Service code 27 · EIN 16-1486454 | Advisory (Plan) | $40,172 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,710 | $51,878-15.7% | $68,368-36.1% | $79,634-45.1% |
| Participation rate | 87.6% | 53.7%+33.9pp | 73.8%+13.9pp | 62.5%+25.1pp |
| Annual return | 14.76% | 137.43%-122.7pp | 292.57%-277.8pp | 36.46%-21.7pp |
| Employer contribution / active EE | $1,268 | $1,931-34.3% | $2,649-52.1% | $2,529-49.9% |
| Participant deferral / active EE | $3,807 | $2,577+47.7% | $4,123-7.7% | $3,835-0.7% |
| Admin fee / account holder | $160 | $942-83.0% | $5,150-96.9% | $1,002-84.0% |