Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,854 | $88,754+289.7% | $81,820+322.7% | $145,877+137.1% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 8.37% | 1031.77%-1023.4pp | 777.93%-769.6pp | 551.28%-542.9pp |
| Employer contribution / active EE | $3,229 | $3,085+4.6% | $2,915+10.8% | $4,663-30.8% |
| Participant deferral / active EE | $11,205 | $4,648+141.1% | $4,323+159.2% | $6,691+67.5% |
| Admin fee / account holder | $12,719 | $8,424+51.0% | $7,391+72.1% | $13,402-5.1% |