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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,154 | $884,045-89.1% | $453,569-78.8% | $167,536-42.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 78.0%+22.0pp | 82.1%+17.9pp |
| Annual return | 13.64% | 29.49%-15.8pp | 64.43%-50.8pp | 478.82%-465.2pp |
| Employer contribution / active EE | $4,235 | $5,538-23.5% | $4,072+4.0% | $4,839-12.5% |
| Participant deferral / active EE | $6,974 | $7,898-11.7% | $6,211+12.3% | $6,342+10.0% |
| Admin fee / account holder | $1,760 | $22,063-92.0% | $11,214-84.3% | $12,315-85.7% |