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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,360 | $755,339-88.7% | $379,746-77.5% | $158,982-46.3% |
| Participation rate | 90.9% | 81.8%+9.2pp | 78.4%+12.5pp | 82.0%+8.9pp |
| Annual return | 16.08% | 53.41%-37.3pp | 34.90%-18.8pp | 302.99%-286.9pp |
| Employer contribution / active EE | $2,887 | $4,685-38.4% | $3,540-18.4% | $4,763-39.4% |
| Participant deferral / active EE | $5,493 | $7,938-30.8% | $6,024-8.8% | $5,983-8.2% |
| Admin fee / account holder | $3,282 | $14,482-77.3% | $7,927-58.6% | $11,252-70.8% |