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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,859 | $167,483-58.9% | $115,752-40.5% | $147,586-53.3% |
| Participation rate | 92.9% | 81.7%+11.1pp | 77.8%+15.1pp | 82.8%+10.0pp |
| Annual return | 17.14% | 12.11%+5.0pp | 19.41%-2.3pp | 578.59%-561.5pp |
| Employer contribution / active EE | $3,490 | $4,960-29.6% | $3,492-0.1% | $4,876-28.4% |
| Participant deferral / active EE | $7,141 | $7,037+1.5% | $5,204+37.2% | $5,439+31.3% |
| Admin fee / account holder | $1,273 | $13,069-90.3% | $6,278-79.7% | $10,886-88.3% |