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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,509 | $73,009-67.8% | $90,756-74.1% | $68,495-65.7% |
| Participation rate | 80.0% | 70.8%+9.2pp | 75.7%+4.3pp | 67.9%+12.1pp |
| Annual return | -5.89% | -13.81%+7.9pp | -12.16%+6.3pp | -7.84%+2.0pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,647 | $3,626-27.0% | $4,565-42.0% | $4,028-34.3% |
| Admin fee / account holder | $5,371 | $5,896-8.9% | $8,445-36.4% | $5,403-0.6% |