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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,124 | $76,367-72.3% | $93,614-77.4% | $72,983-71.1% |
| Participation rate | 81.7% | 71.7%+9.9pp | 75.8%+5.8pp | 69.5%+12.2pp |
| Annual return | 25.49% | 25.82%-0.3pp | 32.76%-7.3pp | 81.01%-55.5pp |
| Employer contribution / active EE | $0 | $2,275-100.0% | $2,718-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,971 | $3,538-44.3% | $4,069-51.6% | $3,608-45.4% |
| Admin fee / account holder | $532 | $6,838-92.2% | $7,889-93.3% | $5,124-89.6% |