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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,034 | $198,457-59.7% | $170,435-53.0% | $147,586-45.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 41.38% | 257.30%-215.9pp | 205.94%-164.6pp | 578.59%-537.2pp |
| Employer contribution / active EE | $4,793 | $6,183-22.5% | $5,432-11.8% | $4,876-1.7% |
| Participant deferral / active EE | $3,687 | $5,629-34.5% | $4,939-25.4% | $5,439-32.2% |
| Admin fee / account holder | $3,880 | $16,852-77.0% | $13,881-72.0% | $10,886-64.4% |