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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,132 | $217,432-47.0% | $185,851-38.1% | $167,553-31.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.48% | 148.43%-130.9pp | 122.11%-104.6pp | 478.89%-461.4pp |
| Employer contribution / active EE | $5,562 | $5,874-5.3% | $5,168+7.6% | $4,840+14.9% |
| Participant deferral / active EE | $5,495 | $6,357-13.6% | $5,569-1.3% | $6,343-13.4% |
| Admin fee / account holder | $676 | $19,820-96.6% | $16,245-95.8% | $12,316-94.5% |