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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,072 | $102,624+108.6% | $86,200+148.3% | $139,427+53.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.38% | 1922.69%-1908.3pp | 1168.58%-1154.2pp | 373.27%-358.9pp |
| Employer contribution / active EE | $3,994 | $3,033+31.7% | $2,381+67.8% | $4,752-16.0% |
| Participant deferral / active EE | $12,032 | $4,676+157.3% | $3,986+201.9% | $6,711+79.3% |
| Admin fee / account holder | $1,894 | $8,658-78.1% | $6,853-72.4% | $11,404-83.4% |