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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,703 | $118,854+59.6% | $96,565+96.4% | $167,497+13.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 9.28% | 50.49%-41.2pp | 37.78%-28.5pp | 478.62%-469.3pp |
| Employer contribution / active EE | $3,447 | $3,119+10.5% | $2,356+46.3% | $4,838-28.8% |
| Participant deferral / active EE | $11,441 | $4,615+147.9% | $3,848+197.3% | $6,341+80.4% |
| Admin fee / account holder | $1,741 | $8,065-78.4% | $6,181-71.8% | $12,310-85.9% |