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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,703 | $118,875+59.6% | $96,572+96.4% | $167,553+13.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 9.28% | 50.50%-41.2pp | 37.79%-28.5pp | 478.89%-469.6pp |
| Employer contribution / active EE | $3,447 | $3,121+10.4% | $2,357+46.2% | $4,840-28.8% |
| Participant deferral / active EE | $11,441 | $4,617+147.8% | $3,850+197.2% | $6,343+80.4% |
| Admin fee / account holder | $1,741 | $8,070-78.4% | $6,183-71.9% | $12,316-85.9% |