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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,627 | $172,111-36.9% | $150,298-27.7% | $137,256-20.9% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 13.50% | 69.37%-55.9pp | 62.79%-49.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,624 | $4,636-43.4% | $4,154-36.8% | $4,156-36.9% |
| Participant deferral / active EE | $6,193 | $6,166+0.4% | $5,453+13.6% | $6,407-3.3% |
| Admin fee / account holder | $1,719 | $16,471-89.6% | $14,116-87.8% | $12,270-86.0% |