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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,429 | $103,000-81.1% | $90,300-78.5% | $152,885-87.3% |
| Participation rate | 82.4% | 75.9%+6.5pp | 73.3%+9.1pp | 82.5%-0.1pp |
| Annual return | 22.75% | 95.19%-72.4pp | 78.11%-55.4pp | 345.39%-322.6pp |
| Employer contribution / active EE | $1,569 | $3,138-50.0% | $2,854-45.0% | $4,763-67.0% |
| Participant deferral / active EE | $3,054 | $4,281-28.6% | $3,884-21.4% | $5,851-47.8% |
| Admin fee / account holder | $2,932 | $6,173-52.5% | $5,353-45.2% | $11,598-74.7% |