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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,146 | $100,911-77.1% | $90,440-74.4% | $158,966-85.4% |
| Participation rate | 94.1% | 75.0%+19.1pp | 72.7%+21.4pp | 82.0%+12.2pp |
| Annual return | 18.40% | 1726.62%-1708.2pp | 1294.38%-1276.0pp | 302.95%-284.5pp |
| Employer contribution / active EE | $1,526 | $3,690-58.6% | $3,263-53.2% | $4,762-68.0% |
| Participant deferral / active EE | $3,205 | $4,348-26.3% | $3,964-19.1% | $5,983-46.4% |
| Admin fee / account holder | $559 | $6,507-91.4% | $5,615-90.0% | $11,250-95.0% |