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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,523 | $75,541+52.9% | $152,093-24.0% | $82,637+39.8% |
| Participation rate | 98.5% | 66.5%+32.0pp | 77.8%+20.7pp | 68.1%+30.5pp |
| Annual return | 15.56% | 32.56%-17.0pp | 66.36%-50.8pp | 53.51%-37.9pp |
| Employer contribution / active EE | $2,790 | $2,622+6.4% | $4,175-33.2% | $2,552+9.3% |
| Participant deferral / active EE | $4,482 | $3,206+39.8% | $5,451-17.8% | $4,126+8.6% |
| Admin fee / account holder | $1,854 | $6,405-71.1% | $14,497-87.2% | $7,339-74.7% |