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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,783 | $73,848+77.1% | $143,799-9.1% | $68,486+91.0% |
| Participation rate | 69.8% | 66.7%+3.2pp | 80.3%-10.5pp | 67.9%+1.9pp |
| Annual return | -13.78% | 0.91%-14.7pp | -0.04%-13.7pp | -7.85%-5.9pp |
| Employer contribution / active EE | $2,432 | $3,184-23.6% | $4,952-50.9% | $2,597-6.3% |
| Participant deferral / active EE | $3,968 | $3,385+17.2% | $5,638-29.6% | $4,028-1.5% |
| Admin fee / account holder | $4,353 | $5,755-24.4% | $14,677-70.3% | $5,404-19.5% |