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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,157 | $212,386-59.4% | $199,883-56.9% | $138,895-38.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 8.76% | 47.75%-39.0pp | 43.81%-35.1pp | 145.39%-136.6pp |
| Employer contribution / active EE | $12,531 | $6,625+89.2% | $6,261+100.1% | $4,194+198.8% |
| Participant deferral / active EE | $12,570 | $9,617+30.7% | $9,138+37.5% | $6,396+96.5% |
| Admin fee / account holder | $78,642 | $18,233+331.3% | $17,268+355.4% | $12,562+526.0% |