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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,764 | $185,883-46.9% | $170,043-41.9% | $139,466-29.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.59% | 60.54%-50.0pp | 53.40%-42.8pp | 373.66%-363.1pp |
| Employer contribution / active EE | $11,042 | $7,596+45.4% | $6,790+62.6% | $4,754+132.3% |
| Participant deferral / active EE | $15,348 | $11,626+32.0% | $10,410+47.4% | $6,712+128.7% |
| Admin fee / account holder | $112,257 | $15,393+629.3% | $12,824+775.4% | $11,409+884.0% |