Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,884 | $52,580-77.4% | $71,671-83.4% | $70,126-83.1% |
| Participation rate | 67.9% | 60.9%+7.0pp | 68.7%-0.8pp | 69.5%-1.6pp |
| Annual return | 19.84% | 20.25%-0.4pp | 20.65%-0.8pp | 73.15%-53.3pp |
| Employer contribution / active EE | $1,425 | $1,616-11.8% | $2,460-42.1% | $2,343-39.2% |
| Participant deferral / active EE | $1,908 | $2,386-20.0% | $3,438-44.5% | $3,332-42.7% |
| Admin fee / account holder | $1,399 | $3,653-61.7% | $5,558-74.8% | $4,645-69.9% |