Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,870 | $44,850-86.9% | $60,547-90.3% | $59,633-90.2% |
| Participation rate | 52.5% | 59.5%-7.0pp | 68.0%-15.5pp | 68.7%-16.2pp |
| Annual return | -3.33% | 1074.14%-1077.5pp | 335.64%-339.0pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $1,297 | $1,462-11.3% | $2,419-46.4% | $2,203-41.1% |
| Participant deferral / active EE | $2,064 | $2,230-7.4% | $3,328-38.0% | $3,192-35.3% |
| Admin fee / account holder | $1,666 | $3,635-54.2% | $4,536-63.3% | $4,297-61.2% |