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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,577 | $61,816+51.4% | $97,260-3.8% | $80,935+15.6% |
| Participation rate | 67.9% | 63.5%+4.4pp | 72.7%-4.8pp | 67.7%+0.2pp |
| Annual return | 11.95% | -558.73%+570.7pp | 75.54%-63.6pp | 35.66%-23.7pp |
| Employer contribution / active EE | $2,478 | $1,836+34.9% | $2,721-8.9% | $2,757-10.1% |
| Participant deferral / active EE | $5,511 | $3,027+82.1% | $4,262+29.3% | $4,299+28.2% |
| Admin fee / account holder | $8,188 | $5,166+58.5% | $5,640+45.2% | $6,924+18.3% |