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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,577 | $61,789+51.4% | $97,167-3.7% | $80,874+15.7% |
| Participation rate | 67.9% | 63.5%+4.4pp | 72.7%-4.8pp | 67.6%+0.2pp |
| Annual return | 11.95% | -557.90%+569.8pp | 75.27%-63.3pp | 35.62%-23.7pp |
| Employer contribution / active EE | $2,478 | $1,837+34.9% | $2,729-9.2% | $2,756-10.1% |
| Participant deferral / active EE | $5,511 | $3,028+82.0% | $4,264+29.3% | $4,297+28.3% |
| Admin fee / account holder | $8,188 | $5,168+58.4% | $5,650+44.9% | $6,935+18.1% |