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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,577 | $61,755+51.5% | $97,161-3.7% | $80,911+15.7% |
| Participation rate | 67.9% | 63.5%+4.4pp | 72.7%-4.8pp | 67.6%+0.2pp |
| Annual return | 11.95% | -557.90%+569.9pp | 75.36%-63.4pp | 35.63%-23.7pp |
| Employer contribution / active EE | $2,478 | $1,835+35.0% | $2,723-9.0% | $2,756-10.1% |
| Participant deferral / active EE | $5,511 | $3,026+82.1% | $4,265+29.2% | $4,297+28.2% |
| Admin fee / account holder | $8,188 | $5,166+58.5% | $5,647+45.0% | $6,935+18.1% |