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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,731 | $82,324+288.4% | $68,803+364.7% | $134,545+137.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -17.66% | -2.17%-15.5pp | -6.37%-11.3pp | 418.37%-436.0pp |
| Employer contribution / active EE | $3,385 | $3,302+2.5% | $2,656+27.5% | $4,742-28.6% |
| Participant deferral / active EE | $12,898 | $4,740+172.1% | $3,942+227.2% | $6,401+101.5% |
| Admin fee / account holder | $4,436 | $6,485-31.6% | $4,936-10.1% | $11,431-61.2% |