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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,125 | $91,037+88.0% | $71,671+138.8% | $147,586+15.9% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 15.97% | 20.48%-4.5pp | 20.65%-4.7pp | 578.59%-562.6pp |
| Employer contribution / active EE | $2,808 | $3,327-15.6% | $2,460+14.2% | $4,876-42.4% |
| Participant deferral / active EE | $9,414 | $4,498+109.3% | $3,438+173.8% | $5,439+73.1% |
| Admin fee / account holder | $574 | $8,613-93.3% | $5,558-89.7% | $10,886-94.7% |