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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,073 | $84,685-40.9% | $73,836-32.2% | $125,389-60.1% |
| Participation rate | 72.7% | 76.8%-4.0pp | 73.4%-0.7pp | 83.2%-10.5pp |
| Annual return | 0.68% | 3123.80%-3123.1pp | 2268.06%-2267.4pp | 282.24%-281.6pp |
| Employer contribution / active EE | $649 | $3,123-79.2% | $2,787-76.7% | $4,866-86.7% |
| Participant deferral / active EE | $711 | $3,993-82.2% | $3,583-80.2% | $5,352-86.7% |
| Admin fee / account holder | $439 | $5,694-92.3% | $4,882-91.0% | $9,541-95.4% |