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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,250 | $92,684+30.8% | $82,706+46.6% | $134,509-9.9% |
| Participation rate | 76.9% | 75.2%+1.7pp | 72.6%+4.4pp | 81.2%-4.3pp |
| Annual return | -24.37% | 945.84%-970.2pp | 701.76%-726.1pp | 418.13%-442.5pp |
| Employer contribution / active EE | $1,780 | $3,272-45.6% | $3,007-40.8% | $4,741-62.4% |
| Participant deferral / active EE | $8,271 | $4,800+72.3% | $4,394+88.3% | $6,400+29.2% |
| Admin fee / account holder | $619 | $5,982-89.6% | $5,329-88.4% | $11,427-94.6% |