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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $24,199 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,284 |
MMA SECURITIES LLC1 year Service code 27 · EIN 52-2189187 1166 AVENUE OF THE AMERICAS · NEW YORK, NY 10036 | Advisory (Plan) | $4,675 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,639 | $102,422+24.6% | $147,117-13.2% | $80,959+57.7% |
| Participation rate | 91.1% | 75.9%+15.3pp | 82.2%+9.0pp | 67.7%+23.5pp |
| Annual return | 14.37% | 135.16%-120.8pp | 420.54%-406.2pp | 35.67%-21.3pp |
| Employer contribution / active EE | $4,350 | $3,717+17.0% | $4,932-11.8% | $2,757+57.8% |
| Participant deferral / active EE | $11,184 | $6,652+68.1% | $8,065+38.7% | $4,300+160.1% |
| Admin fee / account holder | $366 | $7,953-95.4% | $12,993-97.2% | $6,925-94.7% |