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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,989 | $305,925-67.3% | $178,499-44.0% | - |
| Participation rate | 96.0% | 64.3%+31.6pp | 81.9%+14.0pp | - |
| Annual return | 15.40% | 10.58%+4.8pp | 151.10%-135.7pp | - |
| Employer contribution / active EE | $2,163 | $2,545-15.0% | $5,011-56.8% | - |
| Participant deferral / active EE | $3,923 | $2,511+56.2% | $5,202-24.6% | - |
| Admin fee / account holder | $5,887 | $21,071-72.1% | $13,986-57.9% | - |