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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,790 | $46,360+18.2% | $147,617-62.9% | $52,331+4.7% |
| Participation rate | 92.2% | 64.9%+27.3pp | 84.6%+7.6pp | 68.1%+24.1pp |
| Annual return | -2.09% | 1.62%-3.7pp | 61.98%-64.1pp | 4.54%-6.6pp |
| Employer contribution / active EE | $1,758 | $2,126-17.3% | $5,564-68.4% | $1,882-6.6% |
| Participant deferral / active EE | $3,009 | $2,258+33.3% | $4,895-38.5% | $3,022-0.4% |
| Admin fee / account holder | $749 | $766-2.2% | $11,612-93.6% | $592+26.6% |