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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,637 | $181,062-64.3% | $158,223-59.1% | $155,188-58.3% |
| Participation rate | 69.6% | 82.7%-13.1pp | 79.2%-9.6pp | 80.8%-11.2pp |
| Annual return | 12.99% | 57.39%-44.4pp | 52.09%-39.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $2,300 | $4,565-49.6% | $4,109-44.0% | $4,248-45.8% |
| Participant deferral / active EE | $5,014 | $6,134-18.3% | $5,467-8.3% | $6,531-23.2% |
| Admin fee / account holder | $19,093 | $18,825+1.4% | $16,047+19.0% | $14,480+31.9% |