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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,456 | $63,346-39.3% | $92,240-58.3% | $70,126-45.2% |
| Participation rate | 76.5% | 68.7%+7.9pp | 76.5%0pp | 69.5%+7.0pp |
| Annual return | 69.62% | 530.19%-460.6pp | 176.29%-106.7pp | 73.15%-3.5pp |
| Employer contribution / active EE | $1,414 | $2,471-42.8% | $3,680-61.6% | $2,343-39.6% |
| Participant deferral / active EE | $3,173 | $2,854+11.2% | $3,897-18.6% | $3,332-4.8% |
| Admin fee / account holder | $513 | $3,841-86.6% | $5,194-90.1% | $4,645-89.0% |