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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,787 | $56,894-51.2% | $84,753-67.2% | $62,881-55.8% |
| Participation rate | 78.6% | 68.5%+10.0pp | 76.6%+2.0pp | 69.3%+9.3pp |
| Annual return | 3.80% | 6.30%-2.5pp | 22.78%-19.0pp | 20.14%-16.3pp |
| Employer contribution / active EE | $1,409 | $2,400-41.3% | $3,574-60.6% | $2,281-38.2% |
| Participant deferral / active EE | $2,917 | $2,709+7.7% | $3,712-21.4% | $3,203-8.9% |
| Admin fee / account holder | $3,998 | $3,581+11.7% | $5,333-25.0% | $4,296-6.9% |