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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,186 | $82,674+57.5% | $125,363+3.8% | $68,495+90.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -21.13% | -5.97%-15.2pp | 572.15%-593.3pp | -7.84%-13.3pp |
| Employer contribution / active EE | $4,287 | $3,382+26.8% | $4,815-11.0% | $2,596+65.1% |
| Participant deferral / active EE | $10,047 | $6,111+64.4% | $7,447+34.9% | $4,028+149.5% |
| Admin fee / account holder | $3,067 | $6,276-51.1% | $10,005-69.3% | $5,403-43.2% |