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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,717 | $77,816-5.3% | $123,552-40.3% | $64,173+14.9% |
| Participation rate | 96.7% | 74.7%+22.0pp | 82.3%+14.4pp | 69.6%+27.1pp |
| Annual return | -10.38% | 12.49%-22.9pp | 119.20%-129.6pp | 7.63%-18.0pp |
| Employer contribution / active EE | $3,765 | $3,014+24.9% | $4,628-18.7% | $2,381+58.1% |
| Participant deferral / active EE | $7,724 | $5,240+47.4% | $6,426+20.2% | $3,470+122.6% |
| Admin fee / account holder | $1,232 | $5,519-77.7% | $9,285-86.7% | $4,887-74.8% |