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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,692 | $65,566+213.7% | $86,235+138.5% | $75,177+173.6% |
| Participation rate | 81.3% | 60.5%+20.8pp | 69.0%+12.3pp | 67.2%+14.0pp |
| Annual return | -9.26% | 46.07%-55.3pp | 1170.03%-1179.3pp | 160.75%-170.0pp |
| Employer contribution / active EE | $2,515 | $1,553+61.9% | $2,381+5.6% | $2,671-5.8% |
| Participant deferral / active EE | $5,903 | $3,023+95.2% | $3,987+48.1% | $4,126+43.0% |
| Admin fee / account holder | $6,089 | $5,470+11.3% | $6,856-11.2% | $5,651+7.7% |