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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,653 | $54,541+119.4% | $78,778+51.9% | $70,126+70.6% |
| Participation rate | 76.5% | 60.8%+15.7pp | 69.2%+7.3pp | 69.5%+6.9pp |
| Annual return | 21.47% | 21.07%+0.4pp | 35.62%-14.2pp | 73.15%-51.7pp |
| Employer contribution / active EE | $2,209 | $1,089+102.9% | $1,986+11.2% | $2,343-5.7% |
| Participant deferral / active EE | $4,681 | $2,210+111.8% | $2,958+58.2% | $3,332+40.5% |
| Admin fee / account holder | $1,310 | $3,709-64.7% | $5,134-74.5% | $4,645-71.8% |