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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,269 | $70,418+205.7% | $96,570+122.9% | $85,847+150.8% |
| Participation rate | 79.4% | 61.8%+17.6pp | 69.8%+9.6pp | 69.3%+10.1pp |
| Annual return | 31.51% | 18.59%+12.9pp | 37.79%-6.3pp | 318.61%-287.1pp |
| Employer contribution / active EE | $2,860 | $1,413+102.4% | $2,357+21.3% | $2,565+11.5% |
| Participant deferral / active EE | $5,591 | $2,894+93.2% | $3,849+45.2% | $3,952+41.5% |
| Admin fee / account holder | $7,521 | $4,995+50.6% | $6,182+21.6% | $6,261+20.1% |