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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,901 | $76,834+278.6% | $108,359+168.5% | $87,485+232.5% |
| Participation rate | 75.8% | 61.7%+14.0pp | 70.1%+5.6pp | 68.9%+6.8pp |
| Annual return | 13.74% | 19.09%-5.3pp | 36.89%-23.2pp | 26.06%-12.3pp |
| Employer contribution / active EE | $2,430 | $1,556+56.1% | $2,399+1.3% | $2,596-6.4% |
| Participant deferral / active EE | $6,034 | $3,100+94.6% | $4,137+45.8% | $4,274+41.2% |
| Admin fee / account holder | $31,337 | $6,537+379.4% | $9,741+221.7% | $7,775+303.1% |