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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,901 | $73,787+294.2% | $98,716+194.7% | $82,448+252.8% |
| Participation rate | 75.8% | 61.4%+14.3pp | 69.3%+6.5pp | 68.1%+7.7pp |
| Annual return | 13.74% | 18.57%-4.8pp | 31.81%-18.1pp | 41.64%-27.9pp |
| Employer contribution / active EE | $2,430 | $1,511+60.8% | $2,279+6.6% | $2,551-4.8% |
| Participant deferral / active EE | $6,034 | $3,081+95.8% | $4,048+49.1% | $4,139+45.8% |
| Admin fee / account holder | $31,337 | $6,500+382.1% | $8,703+260.1% | $7,234+333.2% |