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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,704 | $85,790+30.2% | $67,313+65.9% | $135,382-17.5% |
| Participation rate | 70.0% | 76.5%-6.5pp | 69.1%+0.9pp | 82.6%-12.6pp |
| Annual return | -9.58% | -0.54%-9.0pp | -4.08%-5.5pp | 519.77%-529.4pp |
| Employer contribution / active EE | $3,269 | $3,487-6.3% | $2,566+27.4% | $4,779-31.6% |
| Participant deferral / active EE | $2,963 | $4,651-36.3% | $3,568-17.0% | $5,609-47.2% |
| Admin fee / account holder | $5,711 | $6,392-10.7% | $4,507+26.7% | $10,829-47.3% |