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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,630 | $75,935+18.0% | $60,547+48.0% | $125,388-28.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 68.0%+32.0pp | 83.2%+16.8pp |
| Annual return | -4.37% | -5.38%+1.0pp | 335.64%-340.0pp | 282.24%-286.6pp |
| Employer contribution / active EE | $3,311 | $3,438-3.7% | $2,419+36.8% | $4,866-32.0% |
| Participant deferral / active EE | $9,832 | $4,506+118.2% | $3,328+195.5% | $5,352+83.7% |
| Admin fee / account holder | $408 | $6,768-94.0% | $4,536-91.0% | $9,541-95.7% |