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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,476 | $168,635-52.9% | $147,617-46.2% | $125,389-36.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.24% | 77.65%-81.9pp | 61.98%-66.2pp | 282.24%-286.5pp |
| Employer contribution / active EE | $4,706 | $6,252-24.7% | $5,564-15.4% | $4,866-3.3% |
| Participant deferral / active EE | $4,727 | $5,507-14.2% | $4,895-3.4% | $5,352-11.7% |
| Admin fee / account holder | $5,095 | $13,580-62.5% | $11,612-56.1% | $9,541-46.6% |