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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,159 | $167,353+2.9% | $143,797+19.7% | $134,545+28.0% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -22.65% | 0.48%-23.1pp | -0.04%-22.6pp | 418.37%-441.0pp |
| Employer contribution / active EE | $5,495 | $5,620-2.2% | $4,952+11.0% | $4,742+15.9% |
| Participant deferral / active EE | $6,402 | $6,447-0.7% | $5,638+13.5% | $6,4010% |
| Admin fee / account holder | $1,667 | $18,096-90.8% | $14,679-88.6% | $11,431-85.4% |